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Personal Finance
Credit Cards
When used responsibly to only pay for purchases you would have made if you did not have one, credit cards can be used to earn massive rewards. Most of the time I fly for free through the massive credit card points I generate from signup bonuses and the above Airbnb rewards stack.
Amazon Prime Visa Signature Link
Earn 5% back all AMAZON purchases.
Get a free $150 Amazon gift card through this link.
Chase Sapphire Reserve Link
Earn 3 points for TRAVEL purchases.
Get $750 signup bonus through this link.
Chase Freedom Unlimited Link
No fee! Earn 1.5 points for ALL purchases.
Get $200 through this link.
Chase United Explorer Link
Earn 2 points for United purchases.
Free first checked bag. Free TSA Pre-Check
Investing
Follow this simple strategy:
- invest in the total stock market [diversifies risk]
- invest through index funds [lowest fees]
- invest as much & as early as possible [time in the market beats timing the market]
Learn Stock Investing Link
FREE series of blog articles.
Robinhood Link
Stock investing made easy. Get a free stock through my link.
Banking
Savings
Wealthfront Link
2.55% APY
Crypto.com USDC Earn Program Link
4.5% for USDC stablecoin pegged to US dollar for 3-month term.
Checking
Chase Link
Great when combined with a Chase Travel Credit Card.
Get $200 through this link.
Airbnb Triple Points Stack Hack
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- United Miles = 2.25 miles per dollar of your Airbnb booking
- Delta Miles = 1 miles per dollar of your Airbnb booking
- Chase Ultimate Rewards Points = 3 times the dollar amount of your stay
Example
For a SINGLE $1,000 month stay you would earn:
$1,000 x 2.25 = 2,250 United Miles
$1,000 x 1 = 1,000 Delta Miles
$1,000 x 3 = 3,000 Chase UR points
Before booking an Airbnb, finalize your selection then follow these steps:
- Buy Airbnb Gift Card(s) equal to cost of booking through United app or website Earns United Miles of 2x dollar amount Must be purchased when (digitally?) inside the USA
- Pay for Gift Card with Chase Travel Credit Card 3x points for travel category with Sapphire Reserve Credit Card 25% bonus if you are a holder of any United Credit Card Best strategy is to have a United credit card AND a Sapphire credit card in your United account and make the purchase with the Sapphire card.
- Add Gift Card to account
- Book through Delta Portal Earns Delta Miles
Wiki Home Link
List of all pages.
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- Wealthfront – Automated investment services for a fraction of the cost of traditional investment companies
Crypto
- Coinbase - Exchange USD to main cryptocurrencies
- Binance - Exchange main cryptocurrencies for smaller cryptocurrencies
- Chase Saphire Credit Card - Get $650 of travel credit for free